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mortgage payment versus income

Mortgage Basics, Ch. 1: Can you afford that house? Know debt-to ...
Front-end ratio: The housing expense, or front-end, ratio shows how much of your gross (pretax) monthly income would go toward the mortgage payment.
http://www.bankrate.com/finance/mortgages/how-much-house-can-you-buy--1.aspx

Debt to Income Ratio | The Truth About Mortgage.com
“Debt-to-income ratio“, or “DTI ratio” as it's known in the industry, is the way a bank or lender determines what you can afford in the way of a mortgage.
http://www.thetruthaboutmortgage.com/dti-debt-to-income-ratio/

Step 1

First-Time Home Buyer Tips - Income and Mortgage Size - Salary.com
The loan or mortgage is usually spread over 15 or 30 years. If you sign on for a 15-year mortgage, you'll get a slightly lower interest rate but monthly payments .
http://www.salary.com/first-time-home-buyer-tips---income-and-mortgage-size/

Step 2

How Much Can I Borrow? | Mortgage for Beginners
To make this estimate, they look at your income, your available cash, your debt, and . This number is your maximum total mortgage payment per month. . you can't put money away for retirement, go for a nice vacation, or even go out to eat.
http://www.forbeginners.info/mortgage/how-much-can-i-borrow.htm

Step 3

How Much House Can You Afford?: Mortgage Center - Yahoo ...
Experts say you will typically spend about a third of your income on financing your home. . Your monthly mortgage payment -- including principal, interest, real estate . You can ask your real estate agent, or call the tax office in the town where .
http://loan.yahoo.com/m/basics6.html

Mortgage Affordability Calculator, Affordability Calculator, Home ...
Rent vs. Buy · Mortgage Payments · Refinancing Your Home · Home Affordability · Balloon Payments · Mortgage Income · Mortgage Commentary .
http://www.homefair.com/tools/mortgage-affordability-calculator/index.asp

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FHA Mortgage Calculator - How much can I afford?
See if your income is sufficient to qualify: . Total Monthly Payments in Non- Mortgage Debt . Total Housing Payment (tax & insurance included) . FHA loan limits for states and counties on your real estate, mortgage, or community website .
http://www.fha.com/calculator_afford.cfm